Loans backed by your Crypto

Secure a loan today using your cryptocurrency from 5%

Now in private testing.

    Borrow money at rates as low as 5%

    Pay interest at the end or as you go.  It’s up to you.

    Diversifying your assets without selling your crypto

    How to borrow

    Nothing is more efficient than opening an Instant Crypto Credit Line with Loda.

    Deposit Assets

    Click on "deposit assets" button. Copy the deposit address and transfer the amount you wish to top up.

    Instantly Available Credit

    Once you have added digital assets to your account, you will be able to open a credit line. Your available credit limit will be calculated on the value of your assets.

    Start Spending

    Cash or stables will be deposited to your nominated bank and you are free to start using the money.

    Supported Assets

    Get cash, without selling your crypto using a variety of supported collateral options.

    Bitcoin

    BTC

    Ethereum

    ETH

    Compound

    COMP

    Uniswap

    UNI

    Dai

    DAI

    Synthetix USD

    sUSD

    Chainlink

    LINK

    USD Coin

    USDC

    Tether

    USDT

    Inside out lending

    Loda wants to re-imagine consumer lending using crypto as collateral. We believe digital assets have an enormous potential to re-shape all financial products, with the guiding principle to make markets fairer and more transparent. We aim to play a very small role, but we think an important one in this transformation, and that is helping people secure credit lines to buy what they need against their crypto portfolios.

    Rely on Loda

    The safety of clients funds is the main priority for Loda. All users’ assets are stored in bank-grade Class III vaults while our partners’ hardware and software guarantee allows for instant access to your funds and full independence from third-party providers.

    Our system are ISO 27001:2013 Compliant and we maintain regular AML & KYC Checks

    Rely on Loda

    The safety of clients funds is the main priority for Loda. All users’ assets are stored in bank-grade Class III vaults while our partners’ hardware and software guarantee allows for instant access to your funds and full independence from third-party providers.

    Our system are ISO 27001:2013 Compliant and we maintain regular AML & KYC Checks

    Questions

    Why choose Loda?

    Loda is the only Australian platform that allows you to collateralize your crypto and borrow AUD instantly. Our interest rates are competitive, if not the lowest anywhere across the space.

    Using crypto as collateral is also the most tax efficient way to access fiat, as you are not selling the underlying asset, and therefore not incurring a capital gains event. However you should seek guidance on your individual situation from your accountant or tax professional.

    How does Loda custody assets?

    Loda uses best in class multisig wallets and infrastructure to secure users funds from cyber attacks, internal collusion, and human error with a multi-layer technology that combines the latest breakthroughs in MPC cryptography with hardware isolation.

    With our partners our solution is built using next-generation technology to help you solve tomorrow`s operational and security challenges. The multi-layer security matrix layers MPC, Intel SGX, our signature Policy Engine, and a deposit address authentication network to deliver the most impenetrable system on the market.

    Once I pay off my loan, when will I receive my crypto back?

    After the completion of your loans repayments, you will be able to receive your assets back within 1-2 days. In most cases it will be much sooner, but we afford ourselves this time to ensure that all back office work is completed, and all AML processes have been fulfilled.